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Money Crisis - Budget Mode

 
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{Part I}

{Intro: Fake}
Finance, yeah

{Verse 1: Fake}
Paycheck down, budget low
That’s why i need to get a loan, which to choose
I wanna try to minimize my student debt
Government or a private i just don't know yet
I tried to budget, yeah
I tried to budget, yeah, yeah
Yeah, yeah, yeah
Gotta go pick a student loan
Young La Flame, he in budget mode

{Part II}

{Verse 2: Tragic Rott}
(Woo) Subsidized so you won't have to pay it soon
When interest rates goes high none of that will affect you
Submit the FAFSA early so your considered for doubloons
Tuition’s way too big, I’ll go with state to save my loot (Gimme the loot!)
Borrow just what you will need, yeah that's the truth
How much should I borrow? I’m just a youth
Smaller than the salary when you start new
That’s unless you make a ton of money then you're through
Just know what you need, needs are things like shelter, water, food
Don’t confuse with wants, that includes all of the big things too
Wants are fun, iPhones, v-bucks, and expensive shoes

{Refrain: Lae Swee}
Some-some-some-someone said
To stay out of heat, be discretionary
Sa-sa-saving for weeks, that's for what you don't need (Someone said)
Try not to cheat, expenditures priority
Sa-sa-saving for weeks, you'll have a lot for your needs

{Verse 3: Tragic Rott}
Don’t do the impulse buying, you'll lose your money and be screwed
Long-term goals, they ensure you are future-proof
But don’t forget your short-term because that’s important too
Not everything that you make is not allowed for fun use
Split into portions of what you use
Let me break it down and give you a clue
Write down wants and needs, get their costs too
Ensure you take ⅕ put that aside and watch it accrue
(Don't stop, get those savings!)
Don’t unsubsidize that, Interest could bloom
She said, "Where stocks goin'?" I said, "The moon"
We brought Robert Reich in to the room
And he agrees with us man, I swear it's true (Reich: 100% correct!)
Now my account is open, look how it grew
Its cause i saved my paychecks from zoom floom

{Refrain: Tragic Rott, Lae Swee}
Someone saved
Robert FaceTimed me out the blue
Someone saved
Sa-sa-saving for wants
Someone said, good investor, someone said
I can pay for my needs

{Part III}

{Intro: Tragic Rott, Fake}
Yeah!
Robert, yeah, yeah
(Tay Keith, get my balance up!)
Ayy, ayy

{Chorus: Fake & Tragic Rott}
I’m in love with all my cred
Back in high school, I used to save all of my checks (Yeah)
Now I cruise in private jets and make all of these bands
Made a budget plan, thirteen hours 'til it lands
Had me up like im Reich, ayy, yeah
Like im Reich, ayy, yeah

{Verse 4: Fake & Tragic Rott}
Like I’m Reich, ayy, money taking flight, ayy
Debts out my life, ayy
Stayed away from stocks and man, my savings aren't in trouble
And my credit score in doubled, man
It flied to the top (to the top)
Like a kite (Yeah, kite)
Paid for lights (Yeah, what?), paid the price (Yeah)
Advisor thinks it's sweet (Nah, never), futures bright (Yeah, what?)
Somethin' nice (Yeah), saved up for some ice (Aw, man)
Jesus Christ (Yeah), checks over stripes (Yeah)
That's what I like (Yeah), that's what we like (Yeah)
Gained my respect, debt not a threat
When I save a lot, big investment is on deck (big)
See the checks that I took (Ayy), following the book (Ayy)
My money’s all busy
I be in Tech Valley, saving money 'til I'm dizzy (Yeah, what?)
Like where is he? (Yeah, what?)
No one seen him (Yeah, yeah)
Tryna out green 'em (Yeah)

{Chorus: Fake & Tragic Rott}
I’m in love with all my cred
Back in high school, I used to save all of my checks (Yeah)
Now I cruise in private jets and make all of these bands
Made a budget plan, thirteen hours 'til it lands
Had me up like im Reich, ayy, yeah
Like i’m Reich (Like i’m Reich)
Like i’m Reich (Like i’m Reich)
Like i’m Reich

{Verse 5: Tragic Rott}
Yeah, save for needs i need a tele
Sendin' texts, ain't sendin' kites, yeah
He said, "Keep that cash on lock"
I say, "You know this moneys tight," yeah
It's absolute, yeah (Yeah), Losses minute (It's lit)
Saving paychecks, it’s nothin’ new? yeah (Skrrt, skrrt)
Watch my money grow, when i'm retired it'll be huge
Robert in the back
His money’s taller than him too, yeah (Oh my God)
Live by the book, yeah, this how it look, yeah
Cashed a check, yeah (Check), the check was good, yeah
Pass this to our teacher, show him how mastery looks (Yeah)
Mr Morrill got us covered on how to budget during school

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The meaning of the song

Money Crisis - Budget Mode is a song that dives deep into the struggles and triumphs of managing finances, specifically focusing on student loans and budgeting. The catchy lyrics and energetic delivery highlight the importance of making smart financial decisions, such as choosing the right loan and saving for both short-term and long-term goals. The song also emphasizes the significance of distinguishing between needs and wants, as well as the benefits of investing and saving wisely. Overall, Money Crisis - Budget Mode is an empowering anthem for anyone navigating the complexities of personal finance.

Biography

Money Crisis is a group that creates parody songs based on United States history. Their single “Depression In The USA” is currently the only song on their discography, however according to a member of the group they plan to produce more, including an album titled “The End Of Our Lives” which will include “Depression In The USA”.

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